Circle C Ranch Car Insurance - Shop for Car Insurance Quotes in ...

Circle C Ranch car insurance protects your home and other assets in the unfortunate event of a car accident. Collisions can happen at any time, and even the safest drivers make mistakes that put them at fault for a car accident. If you cause an accident without liability coverage to pay for the damage, you will be paying out-of-pocket. Most people do not have the cash-on-hand to cover thousands of dollars worth of car repairs and medical bills, but the courts might find your Circle C Ranch house to be a perfectly suitable exchange. Avoid such a scenario by purchasing a comprehensive Circle C Ranch car insurance policy.

Circle C Ranch is an affluent planned community in the southwest portion of the Texas capital city of Austin. With 4,000 homes and state of the art amenities, this is upscale living in close proximity to the lively capital city. Circle C Ranch residents driving around Austin and central TX face risks every day from other drivers and obstructions in the road. The purpose of Austin car insurance policies is to prepare for the unexpected, so don't wait until it is too late to get coverage.

Protecting Yourself and Your Passengers

Most Circle C Ranch drivers are aware that Texas law requires them to carry liability coverage of at least 30/60/25. This covers the other driver and her passenger for medical costs and car repairs after an at-fault accident. Liability can save you from a lawsuit, but it does nothing to help alleviate your expenses after a car accident. If your car is damaged or totaled, or if you or your passengers need medical attention, the out-of-pocket costs could be enormous, but Circle C Ranch auto insurance has options to help you with your bills.

Almost all Circle C Ranch drivers should carry collision coverage. This pays for your car repairs after you cause an accident, and the limit is usually the value of the vehicle. Some experts do not recommend collision for people whose cars are worth less than $5,000. Once you meet the deductible and paid your premium for several months or years, you may have already paid more than the vehicle was worth. As a general rule, save claims for damage that is worth more than three times your deductible, since each claim raises your rates.

Medical payments coverage, or med-pay, is useful for protecting your passengers. If you do not have existing health insurance, you will certainly need some form of medical coverage through your Circle C Ranch vehicle insurance policy. Even if you do have Texas auto coverage yourself, a friend or coworker riding with you may not, so plan to have med-pay to cover those people who are not otherwise covered. Another option is personal injury protection, or PIP. PIP covers extended in-home care and lost wages if you are severely injured in an accident. If you have comprehensive healthcare coverage and disability benefits, this is not a necessary addition.

Comprehensive coverage is a useful addition to any Circle C Ranch car insurance policy. Driving outside of the Circle C Ranch city limits through central TX, you could encounter deer, dogs or other large animals that can do serious damage to your vehicle. In parts of the city, you may be at risk of theft or vandalism. Comprehensive is a catch-all for non-collision incidents, and it is an inexpensive add-on that could come in handy in a number of situations.

Adding an Umbrella Policy

Umbrella insurance policies are under-utilized resources when it comes to the most comprehensive Circle C Ranch car insurance policies. Your liability limits should reflect the value of your assets to protect from the potential of having your house and other property liquidated in a lawsuit. If you can show that you are covered to the hilt, a judge is less likely to put you through the financial wringer. This could mean raising your liability limits to a million dollars or more and adding more coverage every time you procure more assets.

A solution is to invest in a Circle C Ranch car insurance umbrella policy. These add value to your liability coverage in million-dollar increments up to several million dollars. It is called an umbrella because the policy adds the same value to both your car insurance and your homeowners insurance policies simultaneously if they are held by the same insurance provider.

Experts recommend umbrella policies for any person who owns substantial assets. In such a litigious society, people are willing to sue at the drop of a hat. Legal fees and a settlement or judgment can wipe you out without sufficient liability. Circle C Ranch automobile insurance serves a well-to-do segment of the city, and agents are keen to help you get the most protection from your coverage. Contact a Circle C Ranch car insurance agent today to get started.

Source: http://www.carinsurancequote.net/circle-c-ranch.html

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Relishing Air Max Pas Cher Yoga to Live Wholesome Aging ...

Yoga is often a sort of Air Max Pas Cher exercise. Yoga assists 1 with controlling numerous elements of the physique and thoughts. Yoga helps you to consider manage of your Central Nervous Program (CNS) and far more. Savoring yoga on an each day scale will make you up, which you may discover alterations (Excellent alterations), for example a boosted self-esteem. Your physique will feel more powerful also. For much more than 5000 years, individuals have loved yoga. Yoga derived in the India countries, which several considered the act has aided countless American citizens get manage of their physique and thoughts. Yoga has confirmed to decrease strain, which encourages the nervous program assisting it to stay robust. Yoga when loved on a routinely scale Air Max Pas Cher can be a wonderful technique to help you with a lot of pressures. Yoga brings together spirituality, physical exercise, constructive pondering, breathing and so on to help you appreciate wholesome getting older.

The Positives and negatives in Yoga:
Yoga is usually a valued apply for several people today globally. Yoga incorporates health and fitness, well being, gymnastics, and instruction inside a list of rules. Yoga helps you to retain or free fat. Yoga is often a stress lowering machine. Yoga will teach your thoughts, given that it teaches you to control your ideas by way of meditation and breathing. Breathing appropriate is essential to yoga?s creators. Any time you apply yoga, it keeps you in contact with your internal self. You understand to balance your mind and body, which results in great wellness. Your emotions are managed at the same time, which indicates www.boutique-airmax.com fears, doubts, as well as other negative influences won?t just take manage of the daily life. Instead you may have manage. As you apply yoga, you may really feel comfy with you plus the men and women around you. The planet will turn out to be yours, due to the fact you study to talk effectively and cease perspiring the compact stuff. The disadvantages in yoga, contains that some sorts of yoga coaching will not be correct for every person. A different con inside yoga is the fact that you at times need to modify the workouts to advantage your physique sort and to withhold the work out suited for your strengths. This can be not a con always, but it could be for those who have to determine exactly where newbies commence.

The way to get began:
The very first thing you ought to do is see your household doctor. Be sure you are in a position to appreciate the sort of yoga you choose. When your doctor approves of your selection of yoga actions get started out slowly. Guidebook your way into mediate working out. Yoga will put you in connection with your non secular aspect, so get ready to locate a new you. After you to begin with commence yoga, possibly you would benefit from joining groups that apply yoga. The group periods may possibly inspire you to continue your journey to wholesome getting older. Having help is essential for all of us, which yoga groups can develop into your help team. For those who cannot obtain a group in your location, visit your nearby library. You can also buy guides that coach you how you can get pleasure from yoga. Movies are readily available as well.

Exactly where do I go immediately after I have trained in yoga?
Immediately after you might have getting the actions to get started, you may want to find a tranquil area that makes you really feel comfortable. You want to steer clear of interruptions although training yoga.

When will I notice the modify in Air Max Pas Cher me?
Like everything in daily life, you are going to not notice an alter in you straight away. It takes time to discover or really feel the changes. Should you do that like your suppose to complete on a regular basis you are going to see some alterations progressively. Take into account that yoga is instructing you ways to control your thoughts, body and emotions. Function Air Max Pas Cher with yoga and yoga will perform with you.

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Source: http://www.imran88k.com/relishing-air-max-pas-cher-yoga-to-live-wholesome-aging/

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Share With Friends: | | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/209854632?client_source=feed&format=rss

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Uncork a great party | | Urban ExpressionsUrban Expressions

So you like wine and want to throw a wine tasting with like-minded friends. Great idea. I have either organized or attended many of these types of evenings and have seen many tank. What was the biggest problem?

?

They took things too seriously

?

Sure, if you happen to hang with serious wine collectors, then there is a tendency to geek out a bit. But for most of us, getting together with friends is first and foremost about having fun. It?s just that once wine is involved, especially when you have to ?taste? as opposed to ?drink,? people tend to freeze up. Well, relax. Here are a few ideas ? and commonly made errors to avoid ? that will help you turn your wine party into a surefire hit.

?

Pick a theme

?

When preparing a wine tasting party, it?s always good to come out of it with some knowledge. As people tend to stick to the tried and true when choosing their wines, this is the perfect opportunity to expose your taste buds to something new. There is no guarantee that you will like every wine tasted during the evening, but I have found that more often than not, people will leave with a new appreciation, and a few names of wines scribbled on a piece of paper in their pockets.

What sort of theme? I love comparing the same grape, but from two different countries: How does a pinot noir or sauvignon blanc differ between, let?s say, France and New Zealand? But the easiest theme is to go by country, and what?s fun about this is that it may inspire the food that will be served over dinner. Yes, dinner.

?

Assign tasks, pot luck drinking and eating

?

A traditional wine tasting never involves food. You sit down, taste your wines, take your notes and geek out. That?s fine if you really want to get into the fine details of terroir and so forth, but again, most people don?t really care and just want to have fun.

One of the better dinner/wine parties I ever attended was when each couple or guest was assigned a dinner service. That means that someone is responsible for each course and has to bring a wine that will go with the food. This will require a bit of effort on your guests? part, but it?s a great way to get them involved in the evening.

If you decide on one starter, a main course, cheese and then dessert, then you get to try four different wines. If you want to have five courses, you can have someone bring along another starter or an aperitif. As the host, you should probably handle the main course.

Good thing that I mentioned the aperitif, as this is one of the common mistakes that I have encountered at wine tastings ? serving the wrong type of wine when people arrive. Aperitif comes from the Latin word ?apertus,? meaning ?to open.? The aperitif is there to perform a specific function: to open up your appetite. But remember that despite the fact you may love high-alcohol zinfandels or cabernet sauvignons, the first course will most probably be a white wine. Going from a powerful red to a delicate white is a no-no.

So what is the best way to start the evening? Well, bubbles of course.

?

Remember that it is about fun

?

How should the evening roll out? Well, since this is about wine, I would suggest that before each course is served, the person responsible for the wine stands up and gives a short presentation. All it takes is a simple googling of the wine to find tons of information.

Talk about where it?s from and the grape. Then, if you, like most people, are nervous about identifying aromas and flavours, pull out a review from your favourite local wine critic.

Have everyone give the wine a swirl in their glass, a sniff and a gulp. You will be surprised how this will inspire a little conversation about the wine when people compare what they taste to what your ?expert? says he or she found. Now bring out the food, chow down and go back to whatever you were talking about. And drink!

?

Quantities

?

I hate running out of wine. If you are eight people at the table, a single bottle will give everyone a decent sized glass. While you know your friends? and your own drinking habits better than I do, I would bring a second bottle just in case. People also tend to drink more during the main course, so I would make sure that you have at least three bottles ready to go.

And what do you do if you don?t drink all that wine? How about a little game. When you are doing your presentation of the wine, don?t mention the price. Have each person guess the price of each wine and write it down on a piece of paper. The person who is closest at the end gets to take home the extras.

?

Source: http://www.urbanexpressions.ca/spring-2012/story/uncork-a-great-party

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Egypt liberal MPs quit constitution panel vote

Egyptian liberal MPs withdrew on Saturday from a crucial parliament vote for a panel to draft a new constitution amid a rift with Islamists over the constituent assembly's make up, liberals said.

The liberals accused the majority Islamists of trying to monopolise the 100-member panel, whose constitution will replace the one annulled by the ruling military after an uprising toppled president Hosni Mubarak last year.

"All our MPs withdrew," said Naguib Sawiris, founder of the Free Egyptians Party, the largest liberal party in the Islamist-dominated parliament.

"It's ridiculous," he said. "A constitution being written by one force and one force alone. We tried our best and there was no use."

Sawiris said two parties, including his and a coalition of secular and left-leaning parties, withdrew from the vote for the 100-member panel, half of which will be senators and parliamentarians.

Lawmakers are to vote for 50 members from the upper and lower houses of parliament, and 50 people outside parliament to sit on the panel.

According to preliminary results of the vote, published by the official MENA news agency, the panel will include 25 lawmakers affiliated to the Muslim Brotherhood's Freedom and Justice Party, 11 lawmakers from the ultra conservative Salafist Al-Nur party and 14 independents or members of other parties.

The 50 members chosen outside parliament include Islamists, several liberal figures, a handful of Copts and a member of the ruling military council, according to MENA and press reports.

Ahead of the vote, at least two other parties had boycotted the voting from the start, including the leftwing Tagammu party.

"The constitution should not reflect the majority, it should reflect all forces in society," said Rifaat al-Said, the head of Tagammu.

"There is an attempt to posses everything," he said of his party's Islamist opponents. "Possessing the constitution is the most dangerous thing."

Mustafa al-Naggar, head of the Adl (Justice) Party, said parliamentarians should not even be on the panel, which will also include 50 public figures.

"Parliamentarians have a special interest," he said.

The constitution will lay out the powers of the legislature, which Islamists dominated in elections after Mubarak's fall.

According to a schedule established by the military, the panel is meant to finish its work before presidential elections, which now seems unlikely ahead of the vote due to be held in May.

Some presidential candidates fear that could leave the new president without constitutionally defined powers, as the dominant Islamist Freedom and Justice Party angles to give more powers to a prime minister in the new charter.

The FJP, the political arm of the powerful Muslim Brotherhood, has been pressuring the military to sack the cabinet and appoint an FJP-led government.

At Saturday's joint session, which began at noon local time (1000 GMT), the lawmakers were each to list 100 members they want appointed to the panel and then cast their ballots in 14 boxes, parliamentary speaker Saad al-Katatni said.

Liberals fear that the Islamists will try to beef up references to Islam in the new constitution.

The old charter said that the principles of Islamic law were the source of legislation, a vague formulation that hardliners in the ultra-conservative Salafi Nur party want clarified in the new constitution.

But the Muslim Bortherhood's FJP has sought to allay fears that it wants a stricter adherence to Islamic law in the new constitution.

In a comment on his Twitter account, Mohamed ElBaradei, the former UN nuclear watchdog chief turned Egyptian dissident, also questioned parliament's right to form the panel.

"A parliament whose legitimacy is in doubt will elect a panel, half of it from parliament, that is not partial to forming a constitution for Egypt rather than for the (parliamentary) majority," he wrote.

Source: http://news.yahoo.com/egypt-parliament-elects-panel-constitution-003537378.html

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Houston full autopsy report to offer more details

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Source: http://news.yahoo.com/houston-full-autopsy-report-offer-more-details-184206447.html

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The Need for Flood Insurance

Flood insurance is an important area of insurance that is often underrated. If your home is located in an area prone to the attack of flood, then you would do well to opt for a home flood insurance plan from a popular home insurance company. This has to be done in a bid to protect your home against the damages caused by violent flood.? You might wonder how the quotes of flood insurance are arrived at.? The insurance company takes a number of factors into consideration beforedetermining the quote of your flood insurance.

The factor of safety provided in your home will certainly be taken into consideration by the home insurance company before deciding upon the flood insurance plan that can suit your home.??? The company would look into factors such as the construction of door guards, water pipes and valves in your home and ascertain how they could have reduced the damage caused by the flood.? The agent attached to the most reliable home insurance company would do well to educate you about the importance of knowing certain aspects of preventing the excessive damage caused by flooding water.? He would tell you how you should place your appliances like refrigerator and dishwashers in your kitchen.? He would educate you about the way in which doors and windows in your home should have be constructed.

You would never regret your decision of getting in touch with the best home insurance company in order to get an effective flood insurance plan that suits your budget and liking.? You can have an in-depth discussion with the agent to ascertain the possibilities of reducing your flood insurance premium costs so that you will be in a position to provide the best security and protection for your home situated in a flood-prone area.? The most popular home insurance company is indeed known for its impeccable client service and support.

Source: http://www.financelingo.com/the-need-for-flood-insurance/

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All About Home Improvement Loan | Living Green and Small

Do it yourself includes both minor and major changes that people make for their house. A few of these changes include painting walls, flooring, adding new fixtures to kitchen and bathrooms, installing hvac systems, creating an additional room, plus much more.

Many people choose do-it-yourself home repair and improvement. There are lots of books on do-it-yourself home improvement to help individuals renovate their residence. Lots of people take the help of professionals.

Whether you opt for do-it-yourself do it yourself or else you take the help of professionals, you?ll need money for home improvement. You can utilize your savings when you go for small house repair jobs. However, your savings might not be enough in case of a larger do it yourself project. In this situation, you will have to avail a home improvement loan. Do it yourself loans provide you with a convenient method to renovate your house. You don?t have to stress about paying a lump sum add up to the lending company at the end from the loan period. Most of the home improvement loans are repaid by way of equal monthly installments during a period of time. The borrowed funds period could be adjusted according to the needs you have. In order to pay small monthly installments, you may avail a loan by having an extended loan period.

Home improvement is a great investment. Zinc heightens the resale value of your home. The interest that you pay on the home improvement loan is nullified by the increase in the need for your house. When you are for do it yourself for the investment purpose, ensure that the number you spend on do it yourself does not exceed the rise within the value of your home.

Home improvement loans are of two types ? secured and unsecured. Secured home improvement loans are low interest loans that need you to offer your home as collateral. You may use your house as collateral. In case your rentals are already mortgaged, you may remove a remortgage to carry out do it yourself. You may also avail an unsecured loan for do it yourself. An unsecured loan may be availed unconditionally. You don?t need to cite any reason behind availing an unsecured loan. You must consider all aspects of a home improvement loan before applying for this type of loan.

Source: http://livinggreenandsmall.com/all-about-home-improvement-loan/

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Fitness Equipment Reviews: Sunny Health and Fitness Pro Indoor ...

Some Customer Reviews for Sunny Health & Fitness Pro Indoor Cycling Bike "I've had this bike for about 3 months now, and love using it. As others describe, it feels like a much higher quality product than you might think it would (given the low price)..." "Very good quality for the price! I have been spinning for almost 10 years and have used every bike out there and this ranks up there with the super expensive brands..." "For the $260 price tag with free shipping, there is no better deal for a beginner spin bike! However, it requires a few mods to get it working just right..." "First a little background: I am a former Personal Trainer ACE certified, and NASM trained, for ten years ..." "This bike is terrific. Sturdy, has all the necessary features. I get a great workout with this bike and a couple of spinning videos..."

Get fit without leaving the home with the SF-B901 Pro Indoor cycling bike from Sunny Health & Fitness. The SF-B901 is equipped with such features as a 40-pound flywheel, a heavy-duty crank, and a smooth chain drive mechanism. Combined, the features produce invigorating yet quiet workouts, so you won't wake the kids down the hall while you exercise. The bike also accommodates a wide variety of riders thanks to the fully adjustable seat and handlebars. Other features include a heavy-duty steel frame, an adjustable resistance system, and transport wheels for easy mobility. Designed to support up to 275 pounds, the bike measures 20 by 46.

Source: http://equipmentfitness.blogspot.com/2012/03/sunny-health-and-fitness-pro-indoor.html

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I saw my Grandad have a seizure. - Health, Fitness, and Sports

rabbitears BLUE PARASAUROLOPHUS WHISPERER Joined: Jan 19, 2011 Age: 20 Posts: 4832 Location: In a box of chocolate milk mix.	Posted: Sat Mar 17, 2012 1:35 pm?? ?Post subject: I saw my Grandad have a seizure. He's 84, suffers from dementia, angina, and diabetes. He's had two heart attacks before and today I discovered that he suffers from seizures but as far as I know he doesn't have an epileptic condition. He had two in the space of ten minutes while I was there visiting my nan and grandad, and one this morning. Apparently he also had one earlier this week, and it seems to be a regular occurrence. I was so shocked to witness this. He doesn't drink enough fluids and my dad suggested that he might need to go on a drip and get some glucose added to his system. I made my nan call an ambulance and I've just heard they've taken him to hospital. I don't think he's going to live much longer. Can anyone maybe suggest what might be the cause of these seizures? He is on multiple different medications already and I think maybe he needs a complete re-assessment of what he is being prescribed. _________________ THINGS I LIKE Parasaurolophus, Dinosaurs, Plesiosaurs, Pterosaurs, Music, Tuna, Chocolate milk, Oreos, Cookie Monster, Blue things Parasaurolophuscolobus. Parasaurcolobus. Colobusaurolophus. ....And Nunchucks are my friends.
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CockneyRebel Mick Avory, Sensitive brown-eyed Cockney Joined: Jul 18, 2004 Age: 37 Posts: 75533 Location: In a quiet and peaceful garden, where gentle Mick Avory-like Sweet Peas grow.
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rabbitears BLUE PARASAUROLOPHUS WHISPERER Joined: Jan 19, 2011 Age: 20 Posts: 4832 Location: In a box of chocolate milk mix.	Posted: Sat Mar 17, 2012 2:14 pm?? ?Post subject: Within a few minutes he seemed back to normal, but he kept complaining of a "burning" and "buzzing" going round his head, and said it felt like a motorbike was inside his body. He's just so fragile these days. It's upsetting as he used to be such a strong and vibrant man. _________________ THINGS I LIKE Parasaurolophus, Dinosaurs, Plesiosaurs, Pterosaurs, Music, Tuna, Chocolate milk, Oreos, Cookie Monster, Blue things Parasaurolophuscolobus. Parasaurcolobus. Colobusaurolophus. ....And Nunchucks are my friends.
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GreyGirl Velociraptor Joined: Oct 17, 2011 Posts: 466	Posted: Sat Mar 17, 2012 7:54 pm?? ?Post subject: I had seizures about a month ago. I don't have epilepsy. I did research online and found out mine were from a bad medicine combo. I found this out when I was looking around, maybe it'll help. Non-epileptic seizure-Wiki... ^^LINK^^ _________________ "Success is getting up one time oftener than you fall down"~Anonymous Your Aspie score: 179 of 200 Your neurotypical (non-autistic) score: 33 of 200 You are very likely an Aspie
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rabbitears BLUE PARASAUROLOPHUS WHISPERER Joined: Jan 19, 2011 Age: 20 Posts: 4832 Location: In a box of chocolate milk mix.	Posted: Sat Mar 17, 2012 8:04 pm?? ?Post subject: He's in the hospital now. They are keeping him there for a couple of days, and they said it's because he was having fluctuations in heartbeat and has low blood pressure. That meant he wasn't getting enough oxygen to the brain and this has probably also been making his dementia worse by making him confused and unaware. The doctors might be fitting him with a pacemaker (either temporary or permanent) to control his heartbeat, and they have given him some medication to raise his blood pressure. I hope he'll be okay now. Thanks for the reply. _________________ THINGS I LIKE Parasaurolophus, Dinosaurs, Plesiosaurs, Pterosaurs, Music, Tuna, Chocolate milk, Oreos, Cookie Monster, Blue things Parasaurolophuscolobus. Parasaurcolobus. Colobusaurolophus. ....And Nunchucks are my friends.
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GreyGirl Velociraptor Joined: Oct 17, 2011 Posts: 466	Posted: Sat Mar 17, 2012 8:07 pm?? ?Post subject: rabbitears wrote: He's in the hospital now. They are keeping him there for a couple of days, and they said it's because he was having fluctuations in heartbeat and has low blood pressure. That meant he wasn't getting enough oxygen to the brain and this has probably also been making his dementia worse by making him confused and unaware. The doctors might be fitting him with a pacemaker (either temporary or permanent) to control his heartbeat, and they have given him some medication to raise his blood pressure. I hope he'll be okay now. Thanks for the reply. No problem. It sounds like he's in good hands. Keep me posted on how he's doing. (If you get a chance) _________________ "Success is getting up one time oftener than you fall down"~Anonymous Your Aspie score: 179 of 200 Your neurotypical (non-autistic) score: 33 of 200 You are very likely an Aspie
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rabbitears BLUE PARASAUROLOPHUS WHISPERER Joined: Jan 19, 2011 Age: 20 Posts: 4832 Location: In a box of chocolate milk mix.	Posted: Sat Mar 17, 2012 8:51 pm?? ?Post subject: I will, thanks for your concern. _________________ THINGS I LIKE Parasaurolophus, Dinosaurs, Plesiosaurs, Pterosaurs, Music, Tuna, Chocolate milk, Oreos, Cookie Monster, Blue things Parasaurolophuscolobus. Parasaurcolobus. Colobusaurolophus. ....And Nunchucks are my friends.
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Source: http://www.wrongplanet.net/postt192891.html

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Analysis: Goldman top brass takes another knock

(Reuters) - Every time Goldman Sachs Group Inc President Gary Cohn sticks his chin out, he seems to take another hit.

The 51-year-old banker, widely seen as the natural successor to Goldman Chief Executive Officer Lloyd Blankfein, once again finds himself caught up in another public relations fiasco involving the storied Wall Street investment bank.

On Wednesday, Cohn and Blankfein were cast as the villains in a scathing op-ed in The New York Times, in which London-based derivatives salesman Greg Smith said he was quitting the firm because he was sick of watching his colleagues "ripping off" clients on a regular basis.

Smith blamed Blankfein and Cohn for having "lost hold of the firm's culture" and letting it become something "toxic and destructive."

The angry rant quickly became a Wall Street sensation, bringing to mind Rolling Stone writer Matt Taibbi's comparison of the firm to a money-sucking vampire squid "wrapped around the face of humanity."

It also was a reminder that if Cohn does succeed Blankfein, the image problems that Goldman has fought to overcome these past few years may not go away anytime soon. That's in part because both Blankfein and Cohn come from the trading side of the Wall Street firm and are seen as standing arm-in-arm on big decisions for the past six years.

Indeed, on Wednesday there was little separation between the two men. In a letter to the firm's employees, in which they took issue with Smith's assertions, they said Goldman is committed to "the work it does on behalf of our clients."

William Cohan, a former investment banker and author of "Money and Power: How Goldman Sachs Came to Rule the World," said it appears Goldman's board remains in Blankfein's and Cohn's camp and sees public attacks like Smith's as misguided and irrelevant distractions.

"I think the board is of the view that the firm is just being targeted unfairly for political reasons and this is just something that is going to have to blow over," said Cohan. "For some reason they're on this Gary kick, probably because Lloyd has done such a great job of eliminating other people."

To be sure, Blankfein has not indicated any plans to step down anytime soon and there are plenty of rivals for the top job. In recent months, some of the most prominent contenders like Vice Chairmen J. Michael Evans and Michael Sherwood, seem to have been eclipsed by Cohn.

According to people familiar with the matter, Cohn has been in charge of implementing strategy around cost cutting and regulatory reform -- dubbed by some internally as "the new Goldman" -- and some members of his posse, including Isabelle Ealet and Justin Gmelich, have recently been promoted to higher positions within the trading business.

Still, the furor over the Smith op-ed was the second time in the past few weeks that Goldman found itself fending off allegation it puts profits ahead of clients.

Recently, a prominent Delaware judge lambasted Goldman for advising El Paso Corp on its sale to Kinder Morgan Inc when the investment bank's private equity arm had a 19.1 percent stake in Kinder Morgan and two employees on its board.

"The record suggests that there were questionable aspects to Goldman's valuation of the spinoff and its continued revision downward that could be seen as suspicious in light of Goldman's huge financial interest in Kinder Morgan," Judge Leo Strine wrote in a February 29 decision that allowed the deal to move forward.

Top Goldman brass were not blind to such criticism: while the two companies were still in talks, Blankfein called El Paso CEO Douglas Foshee and said Goldman was "very sensitive to the appearance of conflict."

But he and Cohn allowed the investment banking division to advise El Paso anyway, collecting an estimated $20 million fee in addition to its sizeable stake in Kinder Morgan, which has climbed 17.3 percent since the time the deal was announced in October, from $4.4 billion to $5.4 billion.

The two executives oversaw a similar conflict in 2010 related to buying and selling shares of pre-IPO tech darling Facebook in private transactions.

A unit in Goldman's investment management division passed on buying Facebook shares, saying the price was too rich, though the bank bought a $450 million stake itself with plans to sell another $1.5 billion worth of shares to wealthy clients. After the transactions drew scrutiny, Goldman limited investments to its foreign clients.

May be the most serious public lashing Goldman got came from in 2010 when the firm was accused by U.S. securities regulators and a Senate subcommittee of selling faulty subprime-mortgage linked securities to investors.

Goldman paid a $500 million fine to settle a lawsuit filed by the Securities and Exchange Commission over its marketing of collateralized debt obligations. And endured a public tongue lashing from Sen. Carl Levin over another CDO deal.

Goldman's strategy so far has been to keep a low profile and hope the uproar blows over. Indeed, some Goldman customers are saying Smith's critique isn't a big deal for them.

One longtime customer of Goldman's wealth management business said just about everything in Smith's letter was true. But he said you could say the same thing about any other big Wall Street investment firm.

This customer, who didn't want to be named, said Wall Street firms like Goldman long ago stopped being client centric after they went from private partnerships to publicly traded companies, which forces executives to focus ever more on the bottom line.

(Reporting By Lauren Tara LaCapra; edited by Matthew Goldstein, Jennifer Ablan, Edward Tobin)

Source: http://news.yahoo.com/analysis-goldman-top-brass-takes-another-knock-231705460.html

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Plan Your Travel to Paradise in Cartagena, Columbia

He yearns to get out of the city and go to some place where there he can enjoy and unwind. Even for just a few days, he wants to get away from his demanding job, forget his mounting debts and de-stress. One of the beautiful places to go to is Cartagena located in the Caribbean Island at the northern coast of Colombia in the Caribbean Coast Region.

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Cartagena is the perfect vacation spot for you or your family! This Caribbean beach report city was founded on June 1, 1533 and named after its namesake city in Spain. It has a population of 892,545 making it one of the largest cities in Columbia.

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Rich in historical places, it is no surprise that many local and foreign tourist flock to the old city.

Some have attested to the sheer beauty of the Walled City and raved about how it is well preserved. If you're interested in colonial plazas, you may want to check out the Plaza Bolivar. Here you can find the Museo de Oro or Gold Museum which displays very old gold artifacts and ceramic pieces found in the Americas. Other popular historical sites include San Felipe de Barajas Castle, Templo de Santo Domingo, and Cathedral de San Pedro Claver.

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The city is a virtual paradise with gorgeous beaches, exciting nightlife, the rhythm of Flamenco and delicious food. During fiestas, the public market becomes a venue for flamenco dancing. To make your stay even more relaxing, the best hotels in Cartagena offer excellent rooms with complete amenities for your utmost pleasure.

Your hotel stay will be as enjoyable as sight-seeing and as exciting as your road trips.

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Before booking your flight to Cartagena, Columbia, make sure to plan your vacation well. Make a checklist of the places you want to visit, the food you want to eat and events you don't want to miss. Most important of all, arrange for the most accessible and most relaxing place to stay in. Keep in mind that the best hotels in Cartagena are reasonably priced and are easy on your budget. You can search the websites of these hotels to view their rooms and facilities. You can also read through hotel reviews which are readily available online.

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Your vacation will be a worthwhile time off from work if you make the most of it. For a few days, forget about deadlines, bills and taxes. Enjoy the money you worked hard for and go to paradise. A couple of nights in the best hotels in Cartagena while exploring its beautiful sites will make you feel that life is fair, after all!

Source: http://travel.ezinemark.com/plan-your-travel-to-paradise-in-cartagena-columbia-7d34a64692a3.html

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NBA Star Tracy McGrady Has a New Daily Deals Site and Everyone Is Confused [Video]

Tracy McGrady, who's surprising just about everyone including probably Tracy McGrady with a good season so far in Atlanta, is launching a new daily deals site for NBA fans and gadget lovers and collector clock collectors. And the most bizarre thing about it might be how much sense it makes. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/pTp3fHju1qs/nba-star-tracy-mcgrady-has-a-new-daily-deals-site-and-everyone-is-confused

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